How much will I repay per month?

You can use our small loan calculator on this page to quickly find out how much your monthly payment will be for a small personal loan from Bondora.

It’s easy, fun, and convenient to use. Adjust the slider to your preferred loan amount. The calculator will then automatically share your monthly payment*.

You can apply for a Bondora unsecured loan for any occasion. Renovate your home, pay for unforeseen expenses, start your own business, buy a new car, or use the loan money for any other major purchases. The choice is yours. A loan helps to spread large expenses over a longer period, making it easier to manage your daily expenses.

Read more: About us

Loan offer in 1 minute!

*Loan amount from €500 to €10000. Repayment period from 3 to 60 months. Annual Percentage Rate (APR) from 32.92% to 37.27%.

It’s easy, fun, and convenient to use. Adjust the slider to your preferred loan amount. The calculator will then automatically share your monthly payment*.

You can apply for a Bondora unsecured loan for any occasion. Renovate your home, pay for unforeseen expenses, start your own business, buy a new car, or use the loan money for any other major purchases. The choice is yours. A loan helps to spread large expenses over a longer period, making it easier to manage your daily expenses.

Read more: About us

To apply for a loan, you must:

Be between 18-65 years old

Have a permanent or primary place of residence in Estonia

Have a regular and sufficient income

Not have a history of bad credit

Not have a history of gambling problems

Loan Conditions

  • The loans are unsecured, meaning you don’t need collateral

  • The application is effortless and quick to do

  • Loan amounts from €500 – €10,000

  • Loan period from 3 - 60 months

  • Annual Percentage Rate (APR) from 21.77% to 48.83%.

  • Repay your loan early at no extra cost

  • Everything is done online – no queues!

  • Apply from a PC, laptop, tablet, or smartphone

The rate you are offered will depend on your individual circumstances

Why borrow from Bondora?

Apply for a loan anywhere and anytime

Even if you have money set aside for emergencies or unexpected situations, you may not have enough for some major expenses, such as a family vacation, buying a car, or renovating your home.

And unexpected emergencies can happen when you least expect them. For example, your car breaks down, or your washing machine stops working. It can affect anyone, and it can happen at any time.

Fortunately, you can also apply for a loan at Bondora anytime and anywhere. All you need is a device with an internet connection. Everything is done online, so you can apply from the comfort of your home – no queuing necessary!

You can also apply on weekends and public holidays. So no matter when that emergency happens, you know that Bondora is there for you.

Affordable and personal

Customers get a unique personal offer based on their financial capabilities. Unlike traditional banks, we understand that loans are not a ‘one-size-fits-all’ thing.

Your personal loan is calculated using innovative and award-winning financial management tools to ensure you get the very best offer.

The loans are without collateral, interest rates are reasonable, and you can repay your loan early at no extra cost.

Fast, Faster, Bondora

We know you are busy, so we made sure our loan application is quick and easy. You do everything online; it should take about 5-10 minutes to complete your application.

You will then get your first loan offer in just 1 minute! Our customers receive fast loan offers 24/7. And because you can apply from your smartphone or tablet, you can apply while on the go.

But speed means nothing without a secure platform. Rest assured, all the data you enter will be processed safely and securely according to our strict privacy policies.

Choose your monthly repayment amount

After submitting a loan application; you will receive a preliminary loan offer within 1 minute. All offers are based on your credit history. You can choose an offer with a monthly repayment amount that suits you.

Your loan offer will be available for as long as the bank statement that you uploaded is the most recent one. Once a new bank statement is available, your loan application is automatically canceled, and you have no obligation to take out a loan from Bondora. Or, if you want, you can apply again. And because your account is already created, applying will be even faster.

Fair and reliable

Anyone with the correct basic requirements can apply for a loan at Bondora. All applications are then reviewed by our award-winning secure and automated processes.

If human help is needed, only our trained loan officers will review applications. No information is shared with third parties, and your data is processed according to our strict privacy policies. Loan applications are reviewed 7 days a week, including weekends and public holidays.

You can always count on Bondora to be there for you!

No hidden costs

No one likes hidden costs. So you won’t find them with us. All our costs are publicly available here, and you will also see all the costs clearly in your loan contract, available on your account.

If you have accepted the loan terms and signed the contract, the loan amount will be automatically sent to your verified bank account. Depending on the bank and the day and time that you sign the contract, the transfer may take up to 1-3 business days. But most customers receive it almost instantly.

You can always repay your loan early without any additional fees. So if you can repay your loan earlier than expected, you can do so at no extra cost.

How to apply for a loan from Bondora?

  • Register and verify your account

  • Upload a bank statement and complete your application

  • Choose a loan offer and sign the contract

Loan offer in 1 minute!

*Loan amount from €500 to €10000. Repayment period from 3 to 60 months. Annual Percentage Rate (APR) from 32.92% to 37.27%.

Authorized and regulated by the Financial Supervision Authority (FSA)

Customer finance innovation since 2009

Loans issued 941 million

Satisfied customers 1,430,621

226,629 people have invested over €941M and earned €211.1M – YOU become the bank.

  • Automated investing made simple
  • 11-year track record
  • Start with a minimum of €1
Start now
Please review our terms and conditions on bondora.com, and consult with a financial advisor if necessary.

Get a loan offer in 1 minute!

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*Loan amount from €500 to €10000. Repayment period from 3 to 60 months. Annual Percentage Rate (APR) from 32.92% to 37.27%.